Coverage
Commercial Auto Insurance for Texas Businesses
If your business drives for work, personal auto policies will not protect you. Commercial auto insurance covers the vehicles, drivers, and liability that come with using vehicles to run your operation.
What Commercial Auto Covers
- Liability for bodily injury and property damage you cause in an accident
- Physical damage to your vehicles from collision, theft, or weather
- Medical payments for you and your passengers
- Uninsured and underinsured motorist protection
- Hired and non-owned auto for rented or employee vehicles
Who Needs It
Any Texas business that owns vehicles, uses trucks or vans, or has employees driving for work needs commercial auto coverage.
Common Claims
At-fault accident
Your driver causes a collision and you are responsible for the other party’s injuries and repairs.
Vehicle theft
A company van is stolen from a job site overnight.
Weather damage
Hail damages your fleet parked at the shop.
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Coverage That Pairs Well
View all coverageCommercial Auto Insurance FAQs
If you own vehicles titled to your business, or employees drive for work, you need commercial auto. A personal auto policy typically excludes business use and can deny a claim.
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