Coverage
General Liability Insurance for Texas Businesses
General liability is the foundation of nearly every commercial insurance program. It protects your business when a customer, vendor, or member of the public is injured or has their property damaged because of your operations.
What General Liability Covers
- Third-party bodily injury, like a customer slip and fall
- Third-party property damage caused by your work or operations
- Personal and advertising injury, including libel and slander
- Legal defense costs, even when a claim is unfounded
- Medical payments for minor injuries on your premises
Who Needs It
Almost every Texas business needs general liability. Landlords, clients, and general contractors routinely require it before you can sign a lease or start a job.
Common Claims
Customer injury
A visitor slips on a wet floor in your store and files a claim for medical bills.
Property damage
Your crew accidentally damages a client’s property while performing work.
Advertising injury
A competitor alleges your marketing infringed on their brand.
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Coverage That Pairs Well
View all coverageGeneral Liability Insurance FAQs
General liability covers third-party bodily injury, property damage, and personal or advertising injury caused by your business, along with the legal defense costs to respond to those claims.
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