Coverage
Commercial Property Insurance for Texas Businesses
Commercial property insurance protects the physical assets your business depends on, from the building itself to the equipment, inventory, and furnishings inside it. In Texas that also means real protection against hail, wind, and fire.
What Commercial Property Covers
- Your building and any permanent fixtures
- Equipment, tools, machinery, and furnishings
- Inventory and stock, including seasonal swings
- Business income and extra expense after a covered loss
- Outdoor signs, fencing, and improvements
Who Needs It
Any Texas business that owns or leases space, holds inventory, or relies on equipment should carry commercial property coverage. Landlords and lenders often require it.
Common Claims
Fire loss
A fire damages your building and destroys equipment and inventory.
Hail and wind
A Texas storm damages your roof, signage, and stored goods.
Theft
Tools and equipment are stolen in a break-in.
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Coverage That Pairs Well
View all coverageCommercial Property Insurance FAQs
It covers your building, equipment, inventory, and furnishings against covered perils like fire, theft, and storms, and can include business income coverage while you recover.
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