Industry Coverage
Insurance for Texas Contractors & Construction
From residential remodelers to commercial general contractors, Texas builders face job-site risk every single day. We shop multiple carriers to get you the right coverage without overpaying, and we understand the certificate requirements that keep you working.
The Risk You Carry Every Day
One dropped tool, one subcontractor injury, or one property damage claim can shut down a job and drain your cash. General contractors also need proof of coverage before they let you on the site.
Job-site injuries
Falls, equipment accidents, and struck-by incidents are the leading causes of construction claims.
Property damage
Damage to a client’s building or a neighboring property can trigger six-figure liability claims.
Stolen tools & equipment
Theft from trucks and unsecured sites is a constant threat across DFW job sites.
Contract requirements
GCs and municipalities require specific limits and additional insured endorsements before you break ground.
Why Businesses Choose Us
- Fast certificates of insurance so you never miss a start date
- Additional insured and waiver of subrogation endorsements handled for you
- Coverage for tools, equipment, and installation floaters
Get a Fast Quote
24-hour turnaround. No obligation.
Coverage We Recommend for Contractors & Construction
General Liability
Protects your business from third-party bodily injury and property damage claims.
Commercial Auto
Covers the vehicles your business owns, leases, or uses for work.
Workers Compensation
Pays medical costs and lost wages when an employee is injured on the job.
Commercial Property
Protects your building, equipment, and inventory from fire, theft, and storms.
Commercial Umbrella
Adds an extra layer of liability limits above your existing policies.
Contractors & Construction Insurance FAQs
Most Texas contractors need general liability, commercial auto, and tools/equipment coverage. If you have employees, you will typically need workers compensation, and many general contractors require it before allowing you on a job site.
Protect Your Contractors & Construction Business
Get a fast, no-obligation quote from a Texas-based team that understands your industry.